This article discusses the circumstances in which individuals can act as their own contractors when filing insurance claims. It explains that a person can act as a contractor if the insurance company agrees to it, the person is qualified to perform the work, and the person is willing to sign a waiver of liability. It also states that the individual must meet certain requirements and have the necessary licenses and insurance in order to be able to act as a contractor. Additionally, the article outlines the potential risks and benefits of acting as one's own contractor. Finally, it provides advice on how to make sure that the process is handled correctly.